• Text size:

    S M L
  • Letter spacing:

WhatsApp banking

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Track Requests

Track Requests

Right Arrow

View & track all your past and active service requests.

Raise a Request

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Help Center Icon

Help Center

Right Arrow

Support topics, FAQs and more

QR code for IDFC app download

Download our app

Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
WhatsApp banking

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Track Requests

Track Requests

Right Arrow

View & track all your past and active service requests.

Raise a Request

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Help Center Icon

Help Center

Right Arrow

Support topics, FAQs and more

QR code for IDFC app download

Download our app

Get instant help for all your queries in one place

Download now!

PERSONAL BANKING

Maximise
savings with
6.50% p.a. interest

on balances from ₹3 lakhs to ₹25 crores

Monthly interest
credits

for faster compounding and savings growth

Instant digital
account opening

PL mobile

Instant personal loan up to ₹15 lakhs

100% Digital. Approval In 5 Minutes. Zero Foreclosure Charges.

Your perfect credit card awaits

Rewards, cashback, lounge access, zero forex and more

Lifetime free credit card

Enjoy a card with ₹0 joining and annual fee

Guaranteed credit card approval

Secure your credit card easily with a fixed deposit

Earn up to 6.50% p.a. on NRI Savings

Tax free interest on NRE accounts

Invest in India, wherever you are

Digital-first onboarding with instant PIS account

Enjoy seamless global transfers

Zero processing fees, quick global transfers in Major currencies

 world-class-bank

Guided by ethics, powered by technology and a force for social good

 FCNR Plus Deposits banner

FCNR Plus Deposits

Earn Higher USD Returns with Zero INR Exchange Rate Risk

 Emerging bankers

Become a banker in just 12 months!

Join our Emerging Bankers Program for a guaranteed job at IDFC FIRST Bank with CTC of Rs. 6 LPA

Scan, get our app

Access 300+ features on our 4.9⭐️ rated app

QR

What makes us special?

We truly mean it when we say we want to be the most customer-friendly bank

Know more Homepage Right Arrow Icon

Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank

Financial Calculator Desktop Image Financial Calculator Mobile Image




Loan amount

50K 1Cr

Interest rate

p.a.
9.99% 36%

Tenure

Months
9 60

Your monthly EMI

Total interest payable

Loan amount

Total amount payable

Your monthly EMI

Principal Amount

₹2.5K ₹10L

Tenure

Months
3 36

Total interest payable

₹28,991

Principal amount

₹2,50,000

Total amount payable

₹2,28,991

Your repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹1L ₹10Cr

IDFC First Bank interest rate

p.a
8.75% 10.50%

Tenure

Months
12 360

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹7K ₹20L

Interest rate

p.a
9% 26%

Tenure

Months
6 48

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

In the spotlight

Quick actions for you

Budget Calculator

Plan your family budget in 2 easy steps and gain control over your finances instantly

Plan Now
Arrow Right
Budget Calculator

Activate UPI

Get the Power of UPI and earn cashback up to ₹200

Apply Now
Arrow Right
Activate UPI

Award-winning digital banking platform

Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.

Credit card Credit card

Enjoy India's #1 Mobile Banking App

Download IDFC FIRST Bank App

qr image
WhatsApp logo icon

Start banking with just a
WhatsApp message. Send
'Hi' to 95555 55555

Chat with us now
Mobile phone icon

Experience a secure way
to bank on the go
with
our mobile banking app

Install now
Desktop Icon

Banking services now
at your fingertips
anytime, anywhere

Login now
Watch icon

Step inside the
world of smart
watch banking

Get now
Large testimonial banner Large testimonial banner
quote

But don’t take our word for it, Hear from our customers

"IDFC First Bank Credit Card — turning everyday spends into extraordinary rewards" Gajendra Godle 5 August 2026

"Helpful service rendered by the staff concerned and the process is speedy. I would like to thank for their services and gives a 5 star rating. Thank you." Varghese Mathew Palathuruthy 5 August 2026

"I enjoyed speaking with the IDFC Bank customer via video KYC; they spoke to me very nicely." Pateliya Mustak Kasam 4 August 2026

"Nice, i happy with your bank" Rajendra V 4 August 2026

"Best bank i have ever seen 😇you are doing best in all the aspects of banking...." Kiran 4 August 2026

"It was nice to talking to kyc executive qho helped me to understand the pros and cons of the credit card from IDFC First bank." Syed Ghayas Uddin Ahmad 4 August 2026

"Great service from IDFC first , after 13 years being loyal to a single bank I switched to IDFC and been overall very satisfied" Sreenanda Ghoshal 4 August 2026

"Enjoyed VKYC. The process was good and the help over there was nice..." Kompella Gopala Krishna 4 August 2026

"Thank you for the quick and efficient KYC process. I really appreciate the excellent service provided by the team." Shamnad 4 August 2026

"While recently I went about with foreclosure of my housing loan with IDFC FIRST Bank, I would like to mention the prompt and seamless service..." Soumya Roy 4 August 2026

Know More Right Arrow
Know More Right Arrow
Know More Right Arrow
Know More Right Arrow
Know More Right Arrow
Know More Right Arrow
Know More Right Arrow
Know More Right Arrow
Know More Right Arrow
Know More Right Arrow

Awards & Accolades

A glimpse of IDFC FIRST Bank's testament to excellence

Know more Arrow Image

IDFC FIRST Bank recognized amongst the 'World's Best Banks 2025’ by Forbes in partnership with Statista

Right Arrow Right Arrow

IDFC First Bank receiving an award

IDFC FIRST Bank wins the 'Digital Sourcing & Decisioning Excellence' award at Lentra CNBC-TV18 Digital Lending Summit

Right Arrow Right Arrow

IDFC First Bank winning the Golden Peacock Award

IDFC FIRST Bank wins the prestigious Golden Peacock Award for ESG (National) for 2023

Right Arrow Right Arrow

IDFC First Bank winning FE India's Best Banks Award

IDFC FIRST Bank emerges as the ‘Best Digital Bank’ at FE India's Best Banks Awards 2023

Right Arrow Right Arrow

IDFC First Bank with National Awards

IDFC FIRST Bank wins two National Awards for Excellence in Banking, Financial Services, and Insurance for 2023 and ‘Dream Company to Work For – HR’

Right Arrow Right Arrow

IDFC First Bank receiving Best Corporate Governance Award for 2023

IDFC FIRST Bank wins the Best Corporate Governance Award for 2023

Right Arrow Right Arrow

Helping our communities grow with us

Coins in Hand Icon

9.3 Million Beneficiaries

Supported since March 2023

70,000 Villages

Served across the country

Building Icon

9000 Residents

Impacted positively through our Swachh Worli Koliwada program

Light bulb icon representing ideas or innovation

351 Students

Awarded post-graduate scholarships this year

Coins in Hand Icon

9.3 Million Beneficiaries

Supported since March 2023

Tent icon representing outdoor or travel

70,000 Villages

Served across the country

Building Icon

9000 Residents

Impacted positively through our Swachh Worli Koliwada program

351 Students

Awarded post-graduate scholarships this year

ON A MISSION TO BUILD THE WORLD’S MOST
CUSTOMER-FRIENDLY BANK