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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Earn up to 6.50% interest on your Savings Account
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Open a Fixed Deposit today and lock in guaranteed returns of up to 7.25% p.a.*
*Up to 7.50% p.a. for Senior Citizens
Each depositor is insured up to ₹5 lakh by DICGC, a subsidiary of the RBI
Calculate Fixed Deposit returns
Each depositor is insured up to ₹5 lakh by DICGC, a subsidiary of the RBI
Fixed Deposit (FD)
Introducing IDFC FIRST Bank fixed deposits, a fast and secure way to invest your money. With a competitive interest rate, it is designed to meet the needs of investors who wish to strike a balance between growth and security.
Benefit from the power of compounded growth and flexible pay-outs, tailored to your financial goals.
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Features of fixed deposit investments:
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Earn high interest on surplus funds:
Invest in IDFC FIRST Bank Fixed Deposits and benefit from one of the best interest rates in the industry.
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Benefit for senior citizens:
IDFC FIRST Bank offers higher interest rates for senior citizens on their fixed deposits with no penalty on early withdrawal.
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Choose your own pay-outs:
Gain a control on your interest pay-outs with IDFC FIRST Bank Fixed Deposits. There are three options for this - monthly, quarterly or at maturity interest pay-outs.
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Benefit of compounding:
You can benefit from the option of quarterly compounding where the interest is paid at maturity, along with the principal amount of your fixed deposit.
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Overdraft facility:
On select fixed deposits, IDFC FIRST Bank offers an overdraft facility to borrow against the deposit amount.
Benefits of Fixed Deposit
Instant Fixed Deposit Booking
Open your fixed deposit instantly in just 2 steps using our mobile app and interenet banking. Simply select the amount, choose your tenure, confirm and watch your money grow like never before.
High Returns
Enjoy up to 7.25% interest p.a., with safety and stability. Senior Citizens enjoy higher interest rates on their Fixed Deposits.
Flexible Tenures and Pay-outs
Choose a tenure, from 7 days to 10 years, that fits your saving goals and opt for payouts monthly, quarterly, or at maturity.
Zero Penalty
For senior citizens, we offer zero penalty on early fixed deposit withdrawal to help increase flexibility in financial planning.
Low Booking Amount
You can start investing with an amount as low as ₹1,000/- for Online FDs and with ₹10,000/- for Offline FDs.
Types of Fixed Deposits at IDFC FIRST Bank
Standard Fixed Deposits
This is a traditional fixed deposit that anyone with a savings or current account in the IDFC FIRST Bank can open. In this, customers deposit their money for a fixed tenure usually ranging between 7 days and 10 years, with a higher interest rate than savings account.
Senior Citizens Fixed Deposits
This fixed deposit account is specifically designed for senior citizens above 60 years of age. Senior Citizen FD offers benefit of higher interest rates compared to regular fixed deposits along with zero penalty on premature withdrawal. The benefits are applicable for FDs of less than ₹3 crore only.
Flexi Fixed Deposits
A flexi fixed deposit from IDFC FIRST Bank offers the flexibility of a savings/current account along with higher interest rates of a fixed deposit. This deposit is linked to customers’ savings or current account.More
Green Fixed Deposits
Green Deposit is an interest-bearing deposit received by the Bank for a fixed period, the proceeds of which are earmarked for allocation towards Green finance. Customers can open a Green Deposit for a tenure of 375 days only @ 7.00% p.a. Green Deposits enjoy all the features of Regular Fixed Deposits in terms of Interest Pay-out, Premature withdrawal and Senior Citizen Benefits
Know MoreExplore Our Fixed Deposit Blogs
Top 5 reasons to invest in a fixed deposit
18 Apr 2026 | 3 mins read
Fixed Deposit: Types & How to Choose the right one
11 Nov 2025 | 3 mins read
6 factors you should consider while choosing a fixed deposit
11 Nov 2025 | 3 mins read
What is the monthly interest you can earn from your fixed deposit?
11 Nov 2025 | 3 mins read
What Is Fixed Deposit and should you have one?
11 Nov 2025 | 3 mins read
What is Fixed Deposit
11 Nov 2025 | 3 mins read
Benefits of tax saving FD under 80C section of Income Tax Act
11 Nov 2025 | 3 mins read
Why do senior citizens need Tax Saving Fixed Deposit?
11 Nov 2025 | 3 mins read
FD of ₹1,00,000 for 2 years at 7.25% rate of interest paid out on maturity
Interest Rate
7.25% p.a.
Maturity Value
₹1,15,453 